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Start Credit Repair Now!

It is so important that anyone considering a Lease Option agreement (Rent-To-Own/H.O.P.E. Progam) begin credit restoration immediately. The sooner the better! 

If you aren't interested in restoring your credit, then a Lease Purchase probably isn't for you. Why?

There is no point in paying the option consideration monies if you aren't going to do what it takes to eventually own the home.         If you don't do what it takes now, you will never qualify for a mortgage.

Credit repair takes time. It isn't going to happen overnight. So, you should begin working on your credit as soon as you make the decision that owning a home is important to you!

 3 Categories:

The main focus of our program, is that people prepare for financing while living in the house. Almost every person that applies for our program falls into one of the 3 categories in regards to their credit and what they need:

  1. Derogatory items and incorrectly reported items that require credit improvement.
  2. Lack of open trade lines that require establishing new trade lines with secured cards.
  3. All of the above.

By repairing your credit and increasing your credit rating, you are on your way to getting financed.

The Bottom Line to Finance:

In most cases it can be summed up as this:

  1. Enroll in credit improvement-trust the professionals to do it faster.
  2. Obtain at least 3 secured cards or 3 active lines of trade.
  3. Don't buy a car or furniture until you have bought your house!
  4. NEVER, NEVER be late on ANY payment while in the house-(this includes rent payments and any payments on credit accounts or your car).
  5. Make sure your spouse is on board with this plan!
  6. Keep copies of all checks, money orders, etc., showing proof of funds paid...this will help when you obtain your financing.

By following these 6 main rules, you will be well on your way to home ownership.